Nearly every major corporation in America is going through, or has been through some sort of shift within its structure. We saw internet providers and technology advance into the twenty-first century well before the twentieth was over. Then, the bubble burst and many folks lost jobs and investment funds. Next, the lending business exploded after an artificially induced high-speed rate of growth that was touted as mirroring the “excessive ‘80s”, but it wasn’t real. The funds weren...